Looking for a Mortgage Broker in Hastings?
Our Company – Mortgage Broker in Hastings
Looking for a mortgage broker in Hastings? At Mortgage Pro Sussex, we offer straightforward, whole-of-market mortgage advice in Hastings and the surrounding areas including St Leonards-on-Sea, Bexhill, Battle, Ore, Silverhill, Hollington and Fairlight. With over 13 years’ experience, we’ve supported first-time buyers, movers, landlords and remortgage clients across East Sussex.
Our mission is to help every client achieve their property ambitions with honest, practical advice. Mortgages can seem complicated, but with us you’ll have access to local experts guiding you from your first conversation through to completion.
As independent, whole-of-market advisers, we work with a wide range of lenders, including options not found on the high street. Your first consultation is free, giving you the confidence to explore your options without obligation.
Whether you’re purchasing your first home, remortgaging for a better deal, or expanding your buy-to-let portfolio, our knowledge and contacts can make the process smoother. If you’re searching for a trusted mortgage broker in Hastings, we’re here to help.
Mortgages – Mortgage Broker in Hastings
First-Time Buyers
Buying your first property in Hastings or nearby areas like St Leonards-on-Sea, Bexhill, and Battle is a big step, and it’s natural to feel unsure about where to start. At Mortgage Pro Sussex, we specialise in helping first-time buyers understand their mortgage options, from deposits and affordability right through to securing the right deal. Because we’re whole-of-market brokers, we can access a broad panel of lenders and exclusive first-time buyer products that aren’t always available directly. Our goal is to take the stress out of the process, making your move to the seaside town of Hastings or its surroundings smooth and straightforward.
Homemovers
Thinking of moving house in or around Hastings? We’ll help you answer the key questions:
- How much can I borrow?
- What are the moving costs?
- What will my monthly repayments be?
- Can I port my current mortgage to a new home?
We’ll provide clear, tailored advice to help you plan with confidence. As part of our service, we can also review your protection cover to ensure it still matches your needs.
Remortgage
Is your current mortgage deal ending, or are you already on your lender’s Standard Variable Rate (SVR)? We can help you secure a better rate.
We can start the remortgage process up to six months in advance, meaning you won’t be left paying more than you need to once your fixed rate ends. If the best option is staying with your current lender, we can arrange a product transfer.
We also assist with raising capital for home improvements, weddings, or consolidating debts through further advances.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
For friendly, expert mortgage advice in Hastings, get in touch today.
Buy to let
If you’re investing in property, our buy-to-let mortgage advice in Hastings can help you secure a deal that fits your strategy.
We advise first-time landlords, those expanding portfolios, and clients exploring holiday lets along the Sussex coast. For portfolio landlords (with 4+ properties), we’ll guide you through the extra paperwork and affordability checks.
Our team has access to competitive rates across personal and limited company structures.
The Financial Conduct Authority does not regulate some forms of Buy to Let. Your property may be repossessed if you do not keep up repayments on your mortgage.
Shared ownership
Shared Ownership makes stepping onto the ladder more affordable by letting you buy a share of a property while paying rent on the remainder. Over time, you can increase your share (known as staircasing) as your circumstances improve.
We’ll talk you through eligibility, local schemes in and around Hastings, and find a mortgage that suits your budget.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Contractors
What is a contractor mortgage?
Contractors often work on day rates through a limited company or umbrella. Lenders assess income differently—some require years of accounts, while others may use your contract rate.
We know which lenders are most flexible for contractors in Hastings, and we’ll present your documents correctly to give you the best chance of approval.
Factors lenders consider include:
- Contracting history
- Previous employment in your sector
- Time left on your current contract
- Evidence of extensions or renewals
Contact us
Specialist Lending – Mortgage Broker in Hastings
Large Loans
For mortgages over £500k–£1m, different rules apply. High Street lenders may place you with their premier teams, or we may explore Private Bank lending.
We’ll start with your background, goals and circumstances before recommending lenders, whether mainstream or private. Our role is to secure a high-value loan that works for you.
Adverse credit
A history of missed payments or defaults doesn’t mean homeownership is out of reach. We specialise in adverse credit mortgage advice in Hastings, guiding you towards lenders more open to your circumstances.
We’ll be honest about rates and options, and help position your application for success.
Contact us
Bridging finance
Need to buy before selling your existing home? A bridging loan could be the solution. These are short-term products with higher costs, so it’s vital to plan your exit strategy.
Common uses include auction purchases, chain breaks, relocations and investments. We’ll explain your options and recommend a lender that fits your timescale.
Second Charge
A second charge mortgage (or second mortgage) allows you to borrow against the equity in your home while keeping your current deal in place. This can be useful for large projects or when your existing mortgage has high early repayment charges.
We’ll compare the pros and cons of a second charge vs. a remortgage, and match you to a suitable lender.
The Financial Conduct Authority regulates secured loans. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Commercial
Commercial mortgages are used to purchase, refinance or develop business premises. They can also support broader business investment needs.
We’ll connect you with lenders who understand your sector and assess both the asset value and the security you can offer.
The Financial Conduct Authority does not regulate commercial lending.
Contact us
Self Build
Building your own home is exciting but requires specialist finance. Self-build mortgages release funds in stages—either in arrears (after work is complete) or advance (before work begins).
We’ll help you structure your build finance, whether for land purchase, materials, or staged construction. Typical lending covers:
- 75–90% of purchase price or value
- 80–90% of build costs
- ~75% of uplift in value at key stages
We’ll guide you through lender requirements, from plans and costings to contingency funds.
Insurance – Mortgage Broker in Hastings
Life Insurance
Life cover ensures your family can repay the mortgage and manage living costs if you die during the policy term. Options include level term, decreasing term, or whole of life. We’ll help you find cover that fits your needs and budget.
Critical Illness Cover
Pays a lump sum if you’re diagnosed with a serious illness listed in your policy. This can help clear your mortgage or adapt your home.
Income Protection
If you’re unable to work due to illness or injury, income protection provides a regular monthly income until you return or the policy term ends.
Family Income Benefit
Instead of a lump sum, this cover pays a tax-free monthly income to your family if you pass away during the term—helping with ongoing bills and stability.
Testimonials
“Richard was so helpful when we bought in Hastings. His advice was clear and made the process stress-free.”
— Client testimonial
“The team found us a great remortgage deal and explained everything in simple terms. Highly recommend.”
— Client testimonial
Get in touch
Mortgage Broker in Hastings – we operate mainly online and by phone, with flexible appointments.
Call 01903 951200 or complete our enquiry form to arrange your free initial consultation.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage.
We are predominantly an online and telephone based brokerage.